Pricing

Clear pricing. No surprises.

Three tiers, monthly billing, cancel anytime. No per-transaction surcharges. No setup fees. Start with a 14-day free trial.

Starter
£29/mo

For small businesses managing up to 100 customers.

  • Up to 100 customers
  • Recurring billing
  • Automated reminders
  • Custom message templates
  • Open Banking payments
  • Customer self-service portal
  • Bacs Direct Debit
  • Auto-collection
  • Custom branding
  • API access
Start Free Trial
Most Popular
Growth
£99/mo

For growing businesses with active collections.

  • Up to 1,000 customers
  • Recurring billing
  • Automated reminders
  • Custom message templates
  • Open Banking payments
  • Customer self-service portal
  • Bacs Direct Debit
  • Auto-collection
  • Custom branding
  • API access
Start Free Trial
Scale
£299/mo

For established businesses with large debtor books.

  • Unlimited customers
  • Recurring billing
  • Automated reminders
  • Custom message templates
  • Open Banking payments
  • Customer self-service portal
  • Bacs Direct Debit
  • Auto-collection
  • Custom branding
  • API access
Start Free Trial

Full feature comparison

FeatureStarterGrowthScale
Customer limit1001,000Unlimited
Recurring billing✓✓✓
Automated reminders✓✓✓
Custom message templates✓✓✓
Open Banking payments✓✓✓
Customer portal✓✓✓
Bacs Direct Debit—✓✓
Auto-collection—✓✓
Custom branding—✓✓
API access——✓
Tenant isolation✓✓✓
Audit logging✓✓✓
Real-time notifications✓✓✓

Frequently asked questions

Is there a free trial?

Yes. Every plan includes a 14-day free trial with full access to all features at your tier. No credit card required to start.

Are there any per-transaction fees?

Settlah charges no per-transaction fees. Standard Stripe processing fees apply to payments your customers make (Open Banking and Direct Debit rates are set by Stripe and are typically lower than card fees).

Can I upgrade or downgrade at any time?

Yes. Upgrades take effect immediately. Downgrades take effect at the end of your current billing period. If you downgrade below your current customer count, existing customers remain active (read-only for excess) until naturally resolved.

What happens if I cancel?

Your tenant console becomes read-only. Your customers can still log in and make payments on outstanding charges. Your data is retained for 90 days, then permanently deleted.

Where is my data stored?

All data is stored on UK-based infrastructure. Tenant isolation is enforced at the database layer — your data is mathematically separated from every other tenant.

Do you offer annual pricing?

Contact our sales team for annual pricing. We offer a discount for annual commitments.

Start your 14-day free trial

No credit card required. Full access to all features at your tier.

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