Now with Pay by Bank

Billing that actually
gets you paid

Issue invoices, collect payments via bank transfer or Direct Debit, and reconcile your ledger automatically. Built for UK service businesses who want less chasing and more cash flow.

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INV-00142
CustomerOakwood Plumbing Ltd
Amount£2,450.00
StatusPaid
Payment received£2,450.00 from Oakwood Plumbing

Trusted by service businesses across the UK

£2.4M+Payments processed
340+Active businesses
98.7%On-time collection
4.9★Customer rating

Everything you need to get paid faster

From invoicing to reconciliation, Settlah handles the entire payment lifecycle so you can focus on your business.

Smart invoicing

Create one-off or recurring invoices with automatic numbering, line items, and PDF generation. Send via email or share a payment link.

Pay by Bank & Direct Debit

Accept instant bank payments via Open Banking or set up Direct Debit mandates for recurring charges. Lower fees than card payments.

Real-time reconciliation

Payments are matched to invoices automatically. See your outstanding balance, collected revenue, and overdue items at a glance.

Automated reminders

Smart payment reminders at 7-day, 3-day, and due-date intervals. Escalation notices for overdue bills. No more manual chasing.

Customer portal

Your customers get a branded portal to view bills, make payments, download receipts, and manage their payment methods.

Enterprise security

Bank-grade encryption, TOTP two-factor authentication, full audit logging, and role-based access control for your team.

Get paid in three steps

Set up in minutes, not days. No developer needed.

01

Create your account

Sign up, add your business details, and connect your bank account. Takes under five minutes.

02

Send your first invoice

Import your customer list or add them manually. Create a bill, set the terms, and hit send.

03

Get paid automatically

Customers pay via their bank link or Direct Debit. Settlah matches payments to invoices and sends receipts.

Built on trusted infrastructure

We partner with the UK's leading payment providers to deliver reliable, fast, and secure transactions.

Stripe Pay by Bank

Instant bank transfers via Open Banking

GoCardless

Direct Debit collection and mandate management

FCA Regulated

All payment flows through FCA-regulated providers

Simple, transparent pricing

No hidden fees. No contracts. Scale as your business grows.

Starter

Perfect for sole traders and small teams

£29/month
  • Up to 50 invoices/month
  • Pay by Bank payments
  • Customer portal
  • Email reminders
  • PDF receipts
  • 1 team member
Start free trial
Most popular

Business

For growing businesses with recurring billing

£79/month
  • Unlimited invoices
  • Pay by Bank + Direct Debit
  • Recurring billing plans
  • Automated reconciliation
  • Custom branding
  • Up to 5 team members
  • API access
Start free trial

Enterprise

For large operations with complex needs

Custom
  • Everything in Business
  • Unlimited team members
  • Dedicated account manager
  • SLA guarantees
  • Custom integrations
  • Priority support
  • Audit & compliance tools
Contact sales

Ready to stop chasing payments?

Join hundreds of UK businesses using Settlah to automate their billing and get paid faster.

Start your free trial